Wealth Score

Over the past 15 years I have coached over 10,500 credit challenged individuals online, offline, through my books, my radio show and in my workshops!

You may have heard of some of my advanced credit repair tactics such as:

Just to name a few..

My mission and passion is to help my students utilize their Fico Scores to potentially leverage themselves up to 3 times their annual income!

That's right.. Up to 3 times their annual income!! I have been pretty successful at this!

You can view 100s of raving clients on my websites! Don’t believe me check it out https://www.gabrielebrown.com/webinar

During my quest to crack the Fico Score code I discovered a Fourth Score that Banks and Financial Institutions were secretly using..

Yes, a Fourth Credit Scoring metric.. It was Not scoring by Experian, Equifax, TransUnion or Innovis..

And it was not scoring by SageStream or Advanced Resolution Services either!

So how did I uncover this information? Well, every so often throughout my 15 years in Credit Repair I would come across a case study that I considered an anomaly..

Let me explain..

After repairing 1000s of my client’s credit reports, I had a system of referring each client to a list of the same local creditors to apply for new credit to rebuild their credit profiles..

I was always eager to hear back from my clients on how much they were approved for by these companies!

I would then record the results in my database to monitor our successes.

I started noticing that some of my clients had a spike in their ability to leverage themselves over and beyond the typical 3 times their annual income!

So I decided to create a report going back through 5 years of past client’s files to see if there was a reason I could pinpoint why clients with similar credit profiles received wildly dissimilar credit approvals..

I mean clients with the same length of time in the bureau, length of time employed, age, educational background, credit profiles, high credit, credit scores, inquiries, etc. would see approvals that did not match!

After carefully reviewing the credit profiles of these high approval cases I recorded notes of some peculiar distinctions..

I then created a grid for the data and I called one grid the Fico Score Matrix and another grid the Wealth Score Matrix..

At the time I did not know I had discovered a fourth scoring system used by Banks and Financial Institutions!

This Fourth Score is called the Wealth Score!

So I spent another year or so cross referencing even more credit profiles of my past clients to develop what I call..

“The Wealth Score System” aka Data Report Repair..

This system can potentially maximize the Fico leverage factor from up to 3 times a person's annual income to virtually 5 times a person's annual income!

Yes.. Potentially 3 times your annual income in available credit!

What does this mean to you?

Imagine potentially getting approved for:

Yes! I've seen this happen for my clients and for me as well..

So, I'm sharing my Wealth Score System aka Data Report Repair for the first time to a small group of 500 new students..

These students will get access to our proprietary consumer file request letters to petition the CRAs to surrender your consumer files and your Wealth Score for your review!

Remember, I have discovered that the banks and financial Institutions not only utilize the big three credit reporting agencies but some very obscure consumer files/data reports as well when considering credit applications.

In most cases these consumer files are not disclosed to the consumer as they do not qualify as credit reporting agencies but as consumer data aggregators and are not governed by federal law to disclose their consumer files.

I have found that if the consumer files are requested, contested and suppressed that the potential for inaccurate consumer data, negative consumer data or even obsolete consumer data to potentially adversely affect credit applications are dramatically reduced.

Once I discovered these consumer files and restricted their access it positively affected my credit worthiness.

I have even found court cases that have been settled for large sums because of consumer file data that negatively impacted the credit approval process was utilized in conjunction with the big three credit reports but was not disclosed to the consumer as a part of their adverse action notices!

Case Law Settlements to date for full consumer file violations have settled for thousands of dollars.. Yes thousands of dollars.

Here are just a few of the Consumer Data Aggregators/Consumer Files we will Request, Contest and Suppress for you to potentially increase your ability to access even more credit to leverage into building wealth!

Get this, I will reveal to you for the very first time the actual consumer file that gives you your Wealth Score!

Yes, there is a report that has it listed..

So to learn more just click the link for my FREE MASTERCLASS to learn new techniques to repair your credit and to discover more secret data reports used by creditors & how to stop them from capping your limits and declining your applications!